Archive for May, 2009

Student loans… is a degree worth the cost?

This year’s graduating class from universities all over the UK will find it more difficult than any graduating class for a generation to find employment. The blue-chip recruiters have reined in their recruitment plans for the second year running. Graduates are likely to be increasingly hard pressed to find employment that will enable them to pay off their student loans.

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Top 10 tips to survive the credit crunch.

1. Get out of debt as quickly as possible. Having debt at a time like this is an extremely dangerous way to manage your finances. Take any excess income you can and start paying down your most expensive debt first and do as fast as possible.

2. Raise extra money anywhere you can. Go through your house when you do a deep clean and take anything including CDs, books, toys, broken electronics and anything else you can find and sell them on eBay. You might be amazed at how much money will be able to raise doing this.

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Have House Prices bottomed?

There are definite signs in the housing market but some measures are picking up. Is it too early to call upon in the housing market? This is always a difficult call to make because house prices are local, although they are linked in general to a nationwide trend which clearly is still on a downward trajectory.

In this recession, UK is about 15 months behind the US and so we should look to the US to see what we can expect from the future.

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