Archive for June, 2009

Why homeowners should be cheering on quantitative easing.

Just like the bailouts, quantitative easing has started small. However, if the history of the Federal Reserve and the Bank of England and the US and UK governments are a guide, this is only the thin end of the wedge.

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Credit card use declining?

It was reported early 2009 that UK consumers were turning away from credit card spending in the heat of the economic downturn.

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The three bucket theory of money management.

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Managing your money properly is half art, half science. If you know where you want to go, you can create a roadmap and get there a lot sooner than you might think. One of the easiest budgetary tools you will ever see is a three bucket process to manage your money.

Before you start budgeting and saving for your future, you should have an exact idea of your income and outgoings. Complete a detailed budgetary analysis to understand exactly where your money goes each month and trim off any excess fat you can. Read the rest of this entry »

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How to know when you have enough life insurance

Calculating your requirements for a life insurance can sometimes be very tricky. The purpose of life insurance is to ensure that the families income doesn’t suffer from the death of a loved one or the loss of a breadwinner. Here is a list of the top 10 things you should take into consideration when purchasing life insurance.

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