Financial Facts

For facts and advice about all things financial

Archive for April, 2010

Top Five Questions About Critical Illness Insurance

Apr 16

Posted by Guest Author in Uncategorized

Todays post comes to you from a guest blogger…pay attention to find out about critical illness insurance cover!

1) What is Critical Illness Cover?

Critical illness cover in the United Kingdom will provide the insured with a one-off lump sum of money should they become ill during the term of the policy. Usually there will be a regulation saying that the person must live for two weeks after the original diagnosis. Sometimes the cash is used to pay off mortgages and sometimes it’s used for things like wheel chair accesibilty for the home to help the sick or injured person get around their home.

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Ways To Save Money Using Credit Cards

Apr 15

Posted by Financial Facts Admin in Credit Card, debt, Financial Tips and Advice, Tips and advice

For those who have burned their fingers by misusing credit cards, the idea of saving money using these financial tools can seem outlandish. However, it is true. You can actually save a lot of money by using your credit cards in a smart way.

One of the biggest mistakes that people make is that they choose the first credit card that is thrust in their face. More often than not, these credit cards are not right for the individual, but they got sucked in by bells and whistles. The end result is that you end up with a card that charges high interest. By simply researching a little more and opting for the best possible credit card deal, you can save money in the long term. There are many low APR cards, 0% interest for a set term, rewards cards, even free balance transfer cards!

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