After the extravagance and excess of the festive season, many of us are forced to tighten our belts in the New Year. The first few months of the year can be a tough time, as the reality of our Christmas spending starts to hit home when the credit card bills hit the doormat.
Credit cards have always had a bad reputation for fuelling debt, but nowadays they can be used to help people clear their debts efficiently.
So you’ve decided to look for a better deal with your current account – where do you start? With so many high street providers vying for your business at the moment, it can be difficult to differentiate the good offers from the bad.
Paying for things with plastic has become a normal part of life for many of us. However, there is definitely more of a divide between those who spend on debit cards those who prefer credit cards – and both methods payment have their respective merits.