Credit cards are useful things, but what should you do with them when they expire?
Don’t just cut them up and throw them away!
We live in a world where recycling is encouraged so why not re-use your credit cards! Read the rest of this entry »
Posts Tagged credit cards
As the unemployment rate continues to climb and as the cost of imports, especially food, continues to rise at an alarming rate, what is happening to household budgets?
The jobs being lost to the economy today or in three main sectors. The service sector, which accounts for 70% of the economy is suffering badly at the same time as financial services goes into reverse and construction grinds to a virtual halt.
1. Always keep your credit card data secure and check your credit card statement regularly. Doing silly things like keeping your pin number near to to your cards in your wallet has caused more people more stress than any other type of fraud. If a fraudster pickpockets your wallet or finds it lying in the street and there is a four digit number embedded somewhere in your wallet, they’re going to try withdraw money from a cash machine. Under this scenario, your bank will not protect you because their terms and conditions tell you to keep your pin number and your cards separate.
1. Most people that if you use credit card, you pay off balances monthly. If you use credit cards like this as a simple and easy way to pay for goods and services on and off-line, then there really is no problem.
2. When you see the balance of your credit cards getting past one months wages, consider tightening your belt for a couple of months to try and get the balance of your credit cards down.
3. If you find yourself spending without any recourse as to how you will pay the money back, you should seriously examine your purchasing behaviour. The typical sorts of people who get into trouble using credit cards are impulse buyers. If you find you fall into this category, leave your credit card at home when you go to the shops and take cash instead. Read the rest of this entry »