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	<title>Financial Facts &#187; IVA</title>
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		<title>Post Christmas debt: Could an IVA help you?</title>
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		<pubDate>Tue, 26 Jan 2010 16:44:19 +0000</pubDate>
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				<category><![CDATA[Financial Tips and Advice]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[christmas debt]]></category>
		<category><![CDATA[IVA]]></category>

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		<description><![CDATA[For many families in the UK already struggling with personal finance problems, Christmas 2009 brought with it added stress on how to afford the extra expenses of the season. While people around the nation woke up to presents from loved ones on Christmas day, almost three million Britons woke up still trying to pay off [...]]]></description>
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